Beware of the three ways of getting fooled into giving up your money through seemingly innocent money-making schemes. Scams are all around us and it can be found in every single area of life, but more so in such areas where the risk is greater such as when dealing with credit cards, bank accounts and other activities which involve sending or receiving money online.
The Bank/Credit Card Email Scam:
If you get an email asking you to sign up to your bank account or credit card through the email because your privacy is under danger or just to receive a free gift or something: BEWARE! Do not sign up through the internet address provided in the email. If the email does make you anxious, go to the bank or credit card site using the address you know already or through searching the search engines.
How Does This Scam Work?
The senders of the email know that only a very few will sign up but that is all they need. When you signed up to the bogus internet address, they got your user and password. Now its time for them to party!
The Missing Millionaire Scam:
If you receive an email saying that they represent a dead or missing former ruler, high-ranking official or businessman from an African, Gulf or even Russian: BEWARE! They offer you a chance to earn anything between one to five percent of ten to fifty million. And for your co-operation only. Don't get sucked into this, for though they speak of giving you money, they will receive cash and from your account.
How Does This Scam Work?
They will ask you for your bank details in order to transfer the cash and then they will use that to transfer a small amount. Now, once you trust them, they will ask you for more personal and secure details because they "need" that to transfer the entire sum in and out of your account. What they won't tell you is that they will transfer all the money out from your account: theirs and yours.
The Make Money Fast Scam:
This is the most innocent of the lot, but that is also why it is the most dangerous. These are so-called companies that advertise that if you only sign up and use their system, you will mint money. Please do not fall for such schemes. They will pay you some money but then once trust is built, they will fleece your bank account. Remember that quick money scams are the surest and fastest way to lose all your money!
Conclusion:
Whatever you do online, always remember that the internet is not a safe place. Treat it like you would treat any other business venture and bring up your guard. If you play it safe and check out the companies before committing, you will be able to guard yourself against losing money to crooks.
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Senin, 30 Mei 2011
Senin, 18 Oktober 2010
Five Scams You'll Want To Avoid
Many websites claim to offer home business opportunties. Some people do make money at home through online jobs, but many of these so-called opportunities are scams. How do you know the difference? Here are some tips for avoiding home business scams.
First, use some common sense. If you are looking because you're short on funds, it can be easy to talk yourself into believing the promises you will read online. Try to look at the offers objectively. Many scams try to convince you that you will become wealthy with little effort, and you might even see on the website that this is some "secret" for making money that is just now being revealed. Much later they reveal the cost for learning the secret. Before buying this kind of information, take a moment to wonder why it's being sold. If it's really that effective, the person selling it should be wealthy and not need to sell anything.
Second, don't get involved in a pyramid scheme. These are programs that pay you to recruit but don't really have a product to sell. You make money by getting other people to join the system. This only works for those who start the pyramid scheme, and is illegal in several states. Note that this is not the same as home party or similar plans where you get a percentage from what you sell in addition to a percentage from those you recruit.
Third, don't pay to stuff envelopes or make products. In fact, don't pay to work for anybody.
Forth, getting paid to do Survey's. While some companies may pay you, I have found that the majority do not. They offer a entery into a sweepstakes where "you could win" but in my experience the sweepstakes even has a catch as well where if you do win they want you to pay a registration fee of let's say $600.00 then you will get the "All inclusive trip for 2 to the Bahama's". Don't buy into it. There are way better things to waste your time on.
And lastly, anything with the word "Blaster" in it is a SCAM, unless you want your email filling up with spam don't do it. I had a campaign with Ad Blaster and I'm still unsubscribing to spammers.
Avoiding home business scams means avoiding anything that offers easy wealth. It also means avoiding paying to work for somebody. Don't expect anything online that makes no sense in the real world. Don't get scammed.
First, use some common sense. If you are looking because you're short on funds, it can be easy to talk yourself into believing the promises you will read online. Try to look at the offers objectively. Many scams try to convince you that you will become wealthy with little effort, and you might even see on the website that this is some "secret" for making money that is just now being revealed. Much later they reveal the cost for learning the secret. Before buying this kind of information, take a moment to wonder why it's being sold. If it's really that effective, the person selling it should be wealthy and not need to sell anything.
Second, don't get involved in a pyramid scheme. These are programs that pay you to recruit but don't really have a product to sell. You make money by getting other people to join the system. This only works for those who start the pyramid scheme, and is illegal in several states. Note that this is not the same as home party or similar plans where you get a percentage from what you sell in addition to a percentage from those you recruit.
Third, don't pay to stuff envelopes or make products. In fact, don't pay to work for anybody.
Forth, getting paid to do Survey's. While some companies may pay you, I have found that the majority do not. They offer a entery into a sweepstakes where "you could win" but in my experience the sweepstakes even has a catch as well where if you do win they want you to pay a registration fee of let's say $600.00 then you will get the "All inclusive trip for 2 to the Bahama's". Don't buy into it. There are way better things to waste your time on.
And lastly, anything with the word "Blaster" in it is a SCAM, unless you want your email filling up with spam don't do it. I had a campaign with Ad Blaster and I'm still unsubscribing to spammers.
Avoiding home business scams means avoiding anything that offers easy wealth. It also means avoiding paying to work for somebody. Don't expect anything online that makes no sense in the real world. Don't get scammed.
Sabtu, 24 April 2010
Avoiding 'Make Money Fast' Schemes
We live in a world where the internet is one of the most important tools for communication and business. The convenience the internet offers is vast.
About a decade ago, online businesses boomed and since then many people who wanted to make some extra buck turned to the internet. Some are legitimate businesses who sell products and skills and some are fraud sites that steal and harass people.
An example of these fraud schemes is the Make Money Fast or MMS schemes. This scheme is very much like chain letters forwarded to people. Make money fast will often claim that it is legal and promises vast sums of money in a short period. It will promise you with too good to be true investment opportunities.
People, especially those who are unlucky are easily deceived into joining this kind of frauds. So why do people believe such things? The only explanation is that they think these schemes are true and that they can afford it.
People tend to think “what do I have to lose?” and another thing is, almost everyone would love to make easy money.
Make money fast schemes usually come in the form of an email. The contents of the letter states that you should send money to some or all the names on the list then include your own name and send the email to other people.
Here are some basic contents in Make Money Fast emails:
• It will usually start with a greeting from the person who created the letter.
• This scheme will include some testimonials from “investors” that will say that it made them a millionaire or made their life easier.
• It will include a list of names and addresses.
• It will state that you have to send a specified amount of money (usually a small amount of money) to some or all the people on the list.
• It instructs you to forward the email to as many people as possible and modify the list of names by placing your own name and address at the bottom and removing one at the top.
• It will usually claim that it is legal and will promise you a return on your investment.
There are several variations of this scheme. One common type is that it will instruct you to send money to people as payment for reports.
It will always claim that it is legal and some will include section of the law to confirm the legality, when in fact the very same law will state that it is illegal.
There are also websites that offer these schemes, and often it will look very attractive and legitimate to lure people in investing. It will display pictures of people smiling and will include testimonials. Keep in mind that these are just photos which can be purchased for cents at various graphic sites and also be aware that anyone can make testimonials.
Although some of these websites are legitimate and offer true business opportunities, most are fraudulent. Before you invest, here are some tips on how to distinguish fraudulent sites from legitimate ones.
Fraudulent sites will often offer investment return and big profits that sound too good to be true. An example is that some will offer to convert your $20.00 investment into $50,000.00 in a matter of days and some even millions.
Find out if there is at least a reliable contact address on the website. If it is legitimate, it will include a legitimate phone number and address of the person. Call the phone number and wait for someone to answer to find out if it is in fact legitimate.
Research the website on internet forums to find out if it is a legitimate website or blacklisted. You can also find out if the forums you visited and the website are fraudulent by tracking the IP address. If the IP addresses are the same then it is fraud.
Keep in mind that not all offers on the internet are true. Save yourself from frustration and losing money, and always research before investing in any kind of businesses!
About a decade ago, online businesses boomed and since then many people who wanted to make some extra buck turned to the internet. Some are legitimate businesses who sell products and skills and some are fraud sites that steal and harass people.
An example of these fraud schemes is the Make Money Fast or MMS schemes. This scheme is very much like chain letters forwarded to people. Make money fast will often claim that it is legal and promises vast sums of money in a short period. It will promise you with too good to be true investment opportunities.
People, especially those who are unlucky are easily deceived into joining this kind of frauds. So why do people believe such things? The only explanation is that they think these schemes are true and that they can afford it.
People tend to think “what do I have to lose?” and another thing is, almost everyone would love to make easy money.
Make money fast schemes usually come in the form of an email. The contents of the letter states that you should send money to some or all the names on the list then include your own name and send the email to other people.
Here are some basic contents in Make Money Fast emails:
• It will usually start with a greeting from the person who created the letter.
• This scheme will include some testimonials from “investors” that will say that it made them a millionaire or made their life easier.
• It will include a list of names and addresses.
• It will state that you have to send a specified amount of money (usually a small amount of money) to some or all the people on the list.
• It instructs you to forward the email to as many people as possible and modify the list of names by placing your own name and address at the bottom and removing one at the top.
• It will usually claim that it is legal and will promise you a return on your investment.
There are several variations of this scheme. One common type is that it will instruct you to send money to people as payment for reports.
It will always claim that it is legal and some will include section of the law to confirm the legality, when in fact the very same law will state that it is illegal.
There are also websites that offer these schemes, and often it will look very attractive and legitimate to lure people in investing. It will display pictures of people smiling and will include testimonials. Keep in mind that these are just photos which can be purchased for cents at various graphic sites and also be aware that anyone can make testimonials.
Although some of these websites are legitimate and offer true business opportunities, most are fraudulent. Before you invest, here are some tips on how to distinguish fraudulent sites from legitimate ones.
Fraudulent sites will often offer investment return and big profits that sound too good to be true. An example is that some will offer to convert your $20.00 investment into $50,000.00 in a matter of days and some even millions.
Find out if there is at least a reliable contact address on the website. If it is legitimate, it will include a legitimate phone number and address of the person. Call the phone number and wait for someone to answer to find out if it is in fact legitimate.
Research the website on internet forums to find out if it is a legitimate website or blacklisted. You can also find out if the forums you visited and the website are fraudulent by tracking the IP address. If the IP addresses are the same then it is fraud.
Keep in mind that not all offers on the internet are true. Save yourself from frustration and losing money, and always research before investing in any kind of businesses!
Rabu, 21 April 2010
Autosurf Investments To Avoid
There you are many pubic Autosurf Investment opportunities available today. One simple search for “Autosurf” returns about 1 million results on Yahoo. Anyone could get started in these types of internet investments.
The question is – “Would you want to?”
With the ease at which budding HYIP “starters” can obtain scripts used by popular programs such as 12DailyPro, do you really want to invest your hard-earned cash with these people?
While reading various Autosurf related forums, it became obvious that these programs were nothing more than elaborate pyramid schemes put together with “ready-to-go” scripts. To avoid any legal issues, they claim to “pay you for viewing ads” and that the “investment” you make is, in fact, not an investment but a “membership fee”. Administrators of these programs claim that they are able to sustain paying high returns (usually over 30% per month) because of money coming in from people wanting to purchase untargeted traffic at their Autosurf. Do you believe them? I certainly don’t.
In the month of December, I managed to track 18 Autosurf closures. The real figure was probably more than that because new Autosurfs seem to spring up every day and disappear the next. On the 31st of December 2005, 12 new Autosurfs have miraculously appeared out of nowhere. How many will last one week? Not a lot.
Internet investments can be profitable though. You just have to know where to invest. My advice to newcomers would be to avoid investing in public Autosurfs completely. It’s not worth surfing an hour each day, just to lose your money to some 10-year-old crook with a script. Sure, there may be some which last for a longer period of time, but sooner of later they will close.
Instead, look for reliable private investments which have a great chance of surviving and have a constant stream of income. Private investments are usually have money coming in from trading on stock exchanges and buying small businesses. Although the returns may not be as great as promised by Autosurfs – they are much safer.
The question is – “Would you want to?”
With the ease at which budding HYIP “starters” can obtain scripts used by popular programs such as 12DailyPro, do you really want to invest your hard-earned cash with these people?
While reading various Autosurf related forums, it became obvious that these programs were nothing more than elaborate pyramid schemes put together with “ready-to-go” scripts. To avoid any legal issues, they claim to “pay you for viewing ads” and that the “investment” you make is, in fact, not an investment but a “membership fee”. Administrators of these programs claim that they are able to sustain paying high returns (usually over 30% per month) because of money coming in from people wanting to purchase untargeted traffic at their Autosurf. Do you believe them? I certainly don’t.
In the month of December, I managed to track 18 Autosurf closures. The real figure was probably more than that because new Autosurfs seem to spring up every day and disappear the next. On the 31st of December 2005, 12 new Autosurfs have miraculously appeared out of nowhere. How many will last one week? Not a lot.
Internet investments can be profitable though. You just have to know where to invest. My advice to newcomers would be to avoid investing in public Autosurfs completely. It’s not worth surfing an hour each day, just to lose your money to some 10-year-old crook with a script. Sure, there may be some which last for a longer period of time, but sooner of later they will close.
Instead, look for reliable private investments which have a great chance of surviving and have a constant stream of income. Private investments are usually have money coming in from trading on stock exchanges and buying small businesses. Although the returns may not be as great as promised by Autosurfs – they are much safer.
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